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Insurance
What happens when an employee gets injured? Who do you call? What do you do?
These situations can be overwhelming, but you can be prepared by following these
steps:
1. Workers' compensation insurance: Review your policy. Find out who is covered
and to what extent. Employees, contractors, and renters fall into different worker
classifications, so make sure you and your workers' compensation carrier are on the
same page.
2. Renewals: Know your insurance policy renewal dates. Missing a renewal can be a
costly mistake that is easily avoidable.
3. Professional liability insurance: Spa owners are not the only ones who need to
carry insurance policies; your contractors should have their own insurance as well,
which covers them against client claims and lawsuits.
If you have more
than five employees
in your spa, you qualify
for an ASCP Affinity
discount! To learn more,
call Kristine Berlute at
800-789-0411, ext. 613.
